Monetary Account

Monetary Accounts

A Monetary Account represents a bank account in bunq. Users can have multiple accounts of different types, depending on their needs.

The bunq API supports the following monetary account models:

MonetaryAccountBank

Standard bunq bank account. Fully featured and supports payments, deposits, budgeting, and more.

MonetaryAccountJoint

Shared account between two or more users. Ideal for households or joint financial management.

MonetaryAccountSavings

Savings account with interest. Limited to 2 withdrawals per month, as per savings account rules.

MonetaryAccountExternal

Linked account from another bank. Supports viewing balance and transaction history.

MonetaryAccountExternalSavings

External savings account linked from another bank. Similar to MonetaryAccountExternalModel, but categorized as a savings product.

MonetaryAccountCard

Represents prepaid cards or card-only products with limited banking functionality.

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Each monetary account model shares common fields (like balance, description, and status), but some types include unique constraints or features.

You can retrieve a user's monetary accounts using:

GET /user/{user_id}/monetary-account

Use the MonetaryAccountBank, MonetaryAccountJoint, etc. endpoints to access specific account types.

Reference the API objects here: Monetary Account